Why JSP Credit Management?

JSP Credit Management is more than just another company looking to maximise their own profits or pursue other commercial goals for their own gain. We like to think we're different.

JSP Credit Management was born in 2014 when owner Joe Postings thought that more could be done for businesses in his local area who appeared to be struggling under the strain of the conflict between needing a continuous income stream and the risks associated with extended credit to their clients.

Although Joe had worked for some of the largest companies in the world in their sector during his career in credit management, and been very successful along the way, he felt that there was a need to do something which would better enable him to utilise his skills more broadly and at the same focus on specific areas.

For Joe, the key to starting JSP Credit Management was a belief that there was a challenge to be solved and that it could be done in a certain way. During his career, Joe had come to learn many things about being successful in credit management but there were a couple of things that were going to be the driving forces behind his philosophy going forward.

Firstly, that when it came to successfully managing the risks associated with extending credit to an organisation’s clients, prevention was absolutely better than cure. Joe had learned to become extremely persistent in his approach to collecting overdue debts over the years but this, he believed, was not an acceptable way of overcoming the challenge laid out above.

For Joe, the secret was to ensure that everything was being done in the sales cycle in the weeks and months preceding the moment when an invoice became due for payment to ensure that the risk of a problem with payment of that invoice was reduced to the smallest possible odds. This meant a meticulous analysis of his methods, and years of fine-tuning his approach to optimise efficiency levels.

This brings us to the second point. Customer service. Arguably the single biggest protective measure a company can put in place to prevent an invoice from being paid late due to a dispute with it comes down to good old customer service. Without being able to put an exact number on it, Joe came to learn that most of the late payments that he witnessed during his career were actually wholly avoidable with just a few simple steps. These will be covered in an up-and-coming blog.

Having spent nearly 20 years in credit management Joe has unfortunately seen his fair share of businesses fall by the wayside, many of which would have been attributable to poor credit management practices and it is this regret which serves as the fuel for his passion to ensure that other businesses are not unfairly penalised, or worse, forced to fold because they are not getting paid for work that they have carried out for their clients in good faith, and to a high standard.

JSP Credit Management will treat your business as if it is our business because of the humanistic factors which underpin our existence today. We do not have any investors to pay dividends to. We are accountable to ourselves and our clients only. That makes us a safer bet we believe when you come to place your business with us because you can rest assured that our approach will be centered on your needs rather than the needs of anyone else and therefore you will be getting an industry-leading level of service as a result.

If you are reading this and you have looked at your sales ledger, or cash book and thought that the numbers are not what they should be then that is why we are here. In times as trying as they are at the moment this is not an area of your business that you can afford to gamble with. We believe we are one of the fairest around for value for money too with a set of pricing plans which are based on your level of need.

Visit our website at or give us a call on 01827 929209 to discuss your needs. We operate on a no-win-no-fee basis for bad debt recovery and our credit control and credit risk services can be ordered via our website with the littlest of hassle.

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